New Delhi: Kotak Mahindra Bank on Monday reported steady growth in its loan and deposit base for the quarter ended December 31, 2025, with net advances rising 16% year-on-year to ₹4.80 lakh crore on an end-of-period basis, according to a regulatory filing.
Average net advances during the quarter stood at ₹4.66 lakh crore, up 16.2% from a year earlier, while sequential growth remained healthy at around 4%.
The bank’s total deposits increased 14.6% year-on-year to ₹5.43 lakh crore as of end-December, with average deposits growing 14.7% to ₹5.26 lakh crore. On a quarter-on-quarter basis, total deposits rose 2.6%.
CASA deposits stood at ₹2.24 lakh crore at the end of the quarter, marking an 11.9% increase over the year-ago period, though growth was largely flat sequentially. Average CASA deposits grew 9% year-on-year and nearly 5% quarter-on-quarter, indicating stable liability mobilisation.
The bank said the numbers are provisional and subject to limited review by statutory auditors. The detailed financial results for the December quarter are expected to be announced later.