Mumbai: AU Small Finance Bank on Friday reported healthy growth in deposits and advances for the third quarter ended December 31, 2025, as credit demand remained robust across segments.
In a provisional business update filed with stock exchanges, the lender said total deposits increased 23.3% year-on-year to ₹1,38,420 crore as against ₹1,12,260 crore a year ago. On a sequential basis, deposits rose 4.5% over the September quarter.
CASA deposits stood at ₹39,950 crore, up 16.1% from ₹34,402 crore in the year-ago period, while the CASA ratio moderated to 28.9% from 30.6% last year and 29.4% in the previous quarter, reflecting the faster growth in term deposits amid competitive pricing.
Gross advances climbed 24% year-on-year to ₹1,25,210 crore, compared with ₹1,00,989 crore in Q3FY25, and grew 6.5% sequentially. Including securitised and assigned portfolios, the bank’s gross loan book stood at ₹1,29,900 crore, marking a 19.3% annual increase.
The lender said the numbers are provisional and subject to review and approval by the audit committee, board of directors and statutory auditors. The detailed financial results for the quarter will be announced separately.
The strong growth trajectory underscores AU Small Finance Bank’s continued focus on expanding its retail and MSME franchise, even as banks navigate a tight liquidity environment and elevated competition for deposits.