Synopsis: State-owned Bank of Baroda reported steady balance-sheet growth in the December quarter, with global business expanding 12.2% year-on-year to ₹28.9 trillion. Advances grew faster than deposits, led by a 17% jump in domestic retail loans, according to the bank’s provisional Q3 disclosure.

 

Mumbai: Bank of Baroda on Saturday reported healthy growth in its global business and loan book for the quarter ended December 31, 2025, supported by strong traction in domestic retail and corporate lending.

Bank of Baroda global business rises 12% YoY in Q3, advances outpace deposits
Source: Internet

In a provisional business update filed with stock exchanges, the public sector lender said its global business rose 12.22% year-on-year to ₹28.91 trillion, compared with ₹25.76 trillion in the year-ago period. Global advances grew 14.57% YoY to ₹13.44 trillion, outpacing deposit growth of 10.25% YoY to ₹15.47 trillion.

Domestic advances increased 13.54% to ₹10.96 trillion, while domestic deposits grew 11.13% to ₹13.07 trillion. The bank’s domestic retail loan portfolio, excluding pool purchases, rose 17.3% year-on-year to ₹2.85 trillion, reflecting continued demand in housing, personal and other retail credit segments.

The lender said the numbers are provisional and subject to audit and review by its statutory central auditors. Detailed financial results, including asset quality, margins and profitability, will be announced later.

Bank of Baroda has been focusing on balanced growth across retail, MSME and corporate segments, even as banks navigate tighter liquidity conditions and heightened competition for deposits in the system.

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