New Delhi: State-owned Bank of India (BoI) on Friday reported a robust expansion in its balance sheet for the quarter ended December 31, 2025, led by healthy credit growth across domestic segments, according to provisional figures disclosed to stock exchanges.
The bank’s global business rose 12.5% year-on-year to ₹16.27 lakh crore, while global gross advances grew 13.55% to ₹7.40 lakh crore. Global deposits increased 11.64% YoY to ₹8.87 lakh crore, reflecting steady mobilisation amid intense competition for liabilities.
On the domestic front, gross advances jumped 15.07% YoY to ₹6.29 lakh crore, outpacing deposit growth of 12.8%, which stood at ₹7.66 lakh crore at the end of December. The stronger loan growth underscores improving demand conditions, particularly in retail and MSME segments.
A key highlight was the performance of retail, agriculture and MSME (RAM) advances, which surged 17.69% year-on-year to ₹3.67 lakh crore, reinforcing the bank’s strategy of expanding granular lending to improve asset quality and margins.
Sequentially, the bank also reported steady improvement in business volumes compared with the September quarter, pointing to sustained credit traction during Q3FY26.
BoI said the numbers are provisional and subject to review by statutory central auditors, and final financial results for the December quarter will be announced in due course.