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Bad loans at record low: SCBs’ gross NPA ratio falls to 2.15% by Sept 2025, PSBs lead the clean-up

Synopsis: India’s scheduled commercial banks have brought gross bad loans down to a historic low of 2.15% of advances by September 2025, aided by the RBI’s asset quality drive, the government’s 4R strategy and tougher recovery laws.   New Delhi: India’s banking system has hit a fresh milestone in its long-running clean-up cycle, with the […]