Synopsis: A Public sector lender Central Bank of India reported robust growth for the third quarter ended December 31, 2025, with its Total Business growing 15.80% year-on-year (YoY) to reach ₹7,74,309 crore. The bank’s Gross Advances saw a significant jump of 19.57%, while the Credit-Deposit (CD) Ratio improved to 72.06%, reflecting strong lending momentum.

 

Mumbai: Central Bank of India showcased a solid performance in its provisional business update for Q3 FY26, maintaining double-digit growth across most key financial metrics. The bank’s total business stood at ₹7,74,309 crore as of December 31, 2025, compared to ₹6,68,686 crore in the year-ago period.

Central Bank of India Q3 Business Surges 16% to ₹7.74 Lakh Crore
Source: Internet

​Gross Advances grew nearly 20% YoY to ₹3,23,773 crore, significantly outpacing deposit growth.

Total Deposits reached ₹4,50,536 crore, marking a 13.23% increase over December 2024; While CASA Deposits grew 8.53% YoY to ₹2,11,745 crore, the overall CASA Ratio saw a decline of 206 bps, standing at 47.12% compared to 49.18% last year; The bank’s CD Ratio rose sharply by 381 bps to 72.06%, indicating better utilization of deposits for credit dispersal.

​The figures are currently provisional and remain subject to review by the bank’s Statutory Central Auditors. The steady growth in advances suggests the lender is successfully tapping into the post-festive credit demand across sectors.

Oh hi there 👋 It’s nice to meet you.

Get your industry updates ! Subscribe to our Daily Newsletter.

We don’t spam!

Leave a comment

Your email address will not be published. Required fields are marked *