New Delhi: State-owned Punjab National Bank (PNB) on Friday reported a strong expansion in its business metrics for the quarter ended December 31, 2025, led by double-digit growth in advances and steady traction in deposits, according to provisional figures disclosed to stock exchanges.
The bank’s global advances rose 10.98% year-on-year to ₹12.32 lakh crore, while domestic advances grew 10.15% to ₹11.68 lakh crore. On a sequential basis, global advances increased 5.36%, indicating improving credit offtake during the October–December period.
Global deposits climbed 8.32% YoY to ₹15.97 lakh crore as of December-end, while domestic deposits increased 8.54% to ₹16.60 lakh crore. Quarter-on-quarter, global deposits rose 2.14%, reflecting stable deposit mobilisation amid heightened competition for retail savings.
PNB’s global business—the sum of deposits and advances—stood at ₹28.93 lakh crore, up about 9.6% year-on-year, underscoring balance-sheet expansion during the quarter. Domestic business grew 9.09% over the same period.
The bank’s global credit-deposit (CD) ratio improved to 74.21% at the end of December 2025, compared with 72.58% a year earlier, pointing to more efficient deployment of deposits into lending.
PNB said the figures are provisional and subject to review by statutory auditors, and final numbers will be released along with its December-quarter financial results.